Terms of Use for Regular Billing (Automatic Approval)
1. Users can use this service by signing this application form or through public authentication or equivalent electronic authentication procedures.
2. Fees to be paid by the user will be approved and paid on the designated approval date (the next business day if it is a holiday) determined by the billing agency using the user's payment method information without any separate notice.
3. The user has no objection even if the payment is approved through the regular billing (automatic approval) process without a separate authentication process such as Safe Click, ISP, etc., despite the terms of use or provisions of the agreement between the user and the payment institution.
4. If the user does not specify the approval date for regular billing (automatic approval), the approval date received in advance from the billing agency (person supplying goods, etc.) is the first approval date. If there is a regular billing (automatic approval) of the same type on the approval date, the approval priority is determined by the user's payment agency.
5. If the regular billing approval date is not a business day, the next business day is the approval date. If the user wishes to apply (new, cancel, or change) for regular billing (automatic approval), he or she must notify the billing agency 30 days prior to the approval date.
6. The user is responsible for any damage caused by the user's negligence, such as when the approved limit of the user's payment method is less than the amount claimed by the requesting institution, payment restrictions, or late payment.
7. If there is an objection, such as an objection to the billing amount, that arises while the user uses this service, the user and the billing organization will negotiate and adjust it.
8. The company may establish automatic transfer service terms and conditions separately from these terms and conditions in order to establish specific rights and obligations related to the use of the automatic transfer service with users.
Electronic banking terms and conditions
Electronic financial transaction terms and conditions
Article 1 (Purpose)
Article 2 (Definition of terms)
‘Electronic financial transaction’ refers to a transaction in which the company provides electronic payment agency services and payment deposit services (hereinafter referred to as ‘electronic financial transaction services’) through electronic devices, and the user uses these services in an automated manner without directly meeting or communicating with the company’s employees.
‘Electronic payment agency service’ refers to a service that transmits or receives payment information or acts as an agent or mediator for the settlement of the price when purchasing goods or using services by electronic means.
‘Payment deposit service’ refers to a service in which, when a user pays all or part of the price (hereinafter referred to as ‘payment amount’) for the purchase of goods or use of a service in advance before receiving the goods or services (hereinafter referred to as ‘goods, etc.’), the company deposits the payment amount until the user’s receipt of the goods or confirmation of use of the service.
‘User’ refers to a person who agrees to these Terms and Conditions and uses the electronic financial transaction service provided by the Company.
Access medium' refers to the means or information used to give transaction instructions in electronic financial transactions or to ensure the truth and accuracy of users and transaction details, as defined in Article 2, Paragraph 10 of the Electronic Financial Transactions Act, such as electronic cards and equivalent electronic information (including credit card numbers), certificates under the 'Electronic Signature Act', user numbers registered with the company, user's biometric information, and passwords required to use the above means or information.
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‘Error’ refers to a case where an electronic financial transaction is not performed in accordance with the electronic financial transaction agreement or the user’s transaction instructions without the user’s intention or negligence.
Article 3 (Specification and change of terms and conditions)
The company posts these terms and conditions before users use the electronic financial transaction service and allows users to check the important contents of these terms and conditions.
Upon the user's request, the company will provide the user with a copy of these Terms and Conditions via electronic document transmission.
When the Company changes the Terms and Conditions, it will notify users by posting the changed Terms and Conditions on the initial screen for using electronic financial transaction services provided by the Company and on the Company's website one month prior to the effective date.
When making the notice in Paragraph 3, the company notifies the following: "If the user does not agree to the change, the contract may be terminated within 30 days from the date of receipt of the notice. If the user does not express intent to terminate, he/she is deemed to have agreed."
Article 4 (Types of electronic payment agency services)
Electronic payment agency services provided by the company are classified according to payment method as follows.
Weven Co., Ltd., in principle, provides “service” 24 hours a day, 365 days a year.
Credit card payment agency service: This refers to a service in which the payment method provided by the user for payment of the payment amount is a credit card, and the company transmits and receives credit card payment information through an electronic payment system and acts as an agent or mediator for the settlement of the payment amount.
Account transfer payment agency service: This refers to a real-time money transfer service that allows users to withdraw payment from their account registered with a financial institution through the company's electronic payment system and transfer it to the desired account.
Virtual account payment agency service: This refers to a service in which payment is made through the issuance of a unique disposable account for the user automatically through the company's electronic payment system when the user wishes to pay in cash.
Simple payment service: When the payment method provided by the user for payment is a credit card or bank transfer, this refers to a service that allows payment of products by registering the relevant information only once, without the need to enter information each time. However, when applying for the simple payment service, the user's identity verification process determined by the company is required, and the service can be used only after authentication and approval from the company.
Other: Services provided by the company include 'mobile phone payment agency service', 'gift certificate payment agency service', etc. depending on the type of payment method.
Article 5 (Contents of payment deposit service)
Users (including those who will receive goods, etc. if there is consent from the user; hereinafter the same shall apply in this Article) must notify the company of the fact that goods, etc. have been supplied within 3 business days from the date of receipt of goods, etc.
After receiving notification of receipt of goods, etc. from the user, the company pays the payment amount to the mail order seller within the deadline determined between the company and the mail order seller.
If the user does not notify the company of the supply of goods, etc. without providing a justifiable reason 3 business days from the date of receiving the goods, the company may pay the payment amount to the mail order seller without the user's consent.
If a reason arises for the user to receive a refund of the payment amount before paying the payment amount to the mail order seller, the company will refund the payment amount to the consumer.
The Company may establish the Payment Deposit Service Terms of Use separate from these Terms and Conditions in order to establish specific rights and obligations related to the use of the Payment Deposit Service with users.
Article 6 (Usage hours)
The company's principle is to provide electronic financial transaction services to users 24 hours a day, 365 days a year. However, it may be determined differently depending on the circumstances of the financial institution or other payment method issuer. In principle, the account transfer payment agency service, virtual account payment agency service, and simple payment service provide electronic financial transaction services from “00:30 to 23:30” depending on the circumstances of the bank.
If service interruption is unavoidable due to maintenance, inspection, or other technical needs of information and communication facilities, or the circumstances of the financial institution or other payment method issuer, the company may temporarily suspend service after posting the fact of service interruption through an available electronic means at least 3 days prior to service interruption. However, in unavoidable cases such as system failure recovery, urgent program repair, or external factors, the service may be suspended without prior notice.
Article 7 (Selection, use and management of access media)
When providing electronic financial transaction services, the company may select an access medium to verify the user's identity, authority, and contents of transaction instructions.
Users may not rent access media to a third party, delegate its use, or provide it for transfer, transfer, or collateral purposes.
Users must not leak, expose, or neglect their access media to third parties, and must exercise sufficient caution to prevent theft, forgery, or alteration of their access media.
When the company receives notification from a user of the loss or theft of an access medium, the company is responsible for compensating the user for any damages caused by a third party using the access medium.
Article 8 (Confirmation of transaction details)
The company allows the user to check the user's transaction details (including the user's 'request for error correction and matters related to processing results') through an electronic method agreed upon in advance with the user, and if there is a request from the user, a written document regarding the transaction details is issued through methods such as facsimile transmission within two weeks from the date of receiving the request.
When the Company receives a request for written delivery of transaction details from a user pursuant to subparagraph 1, if the transaction details cannot be provided due to an operation failure of an electronic device or any other reason, the Company must immediately notify the user of such reason by means of electronic document transmission (including transmission using e-mail). The period during which the transaction details cannot be provided due to reasons such as an operation failure of the electronic device shall not be included in the period of provision of the transaction details in writing under Subparagraph 1.
Among the transaction details provided by the company to the user, the name or number of the transaction account, the type and amount of the transaction, information indicating the transaction counterparty, transaction date, type of electronic device, information that can identify the electronic device, and access records of the electronic device related to the electronic financial transaction, fees received by the company in return for the electronic financial transaction, matters regarding the user's consent to withdrawal, matters regarding the application for electronic financial transactions and changes to conditions, and electronic financial transactions in which the transaction amount exceeds 10,000 won per transaction. Records related to this shall cover a period of 5 years, records of small electronic financial transactions with a transaction amount of 10,000 won or less per transaction, records of transaction approval when using electronic payment methods, and matters related to errors corrected by users and processing results shall cover a period of 1 year. However, matters related to fees received by the Company in return for providing electronic payment agency services are excluded from the transaction details provided.
If a user wishes to request written issuance as stipulated in Paragraph 1, the request may be made to the following address and phone number.
Address: Credit Center, 217 Mapo-daero (Ahyeon-dong), Mapo-gu, Seoul
Email address: nicepay@nicepay.co.kr
Phone number: 1661-0808 / 1661-7335
Article 9 (Correction of errors, etc.)
If a user becomes aware of an error while using the electronic financial transaction service, he or she may request the company to correct the error.
When the Company receives a request for correction of an error pursuant to the provisions of the preceding paragraph, it will immediately investigate and process the request and notify the user of the results within two weeks from the date of receiving the correction request.
Article 10 (Company's Responsibilities)
The company is liable for damages incurred by users due to accidents caused by forgery or alteration of access media. However, if the user violates Article 7, Paragraph 2, or if the user leaks, exposes, or neglects his or her access medium despite knowing or should have known that a third party may use the user's access medium to conduct electronic financial transactions without permission, the user may be held responsible for all or part of the liability.
If damage occurs to a user due to an accident that occurs during the electronic transmission or processing of a contract or transaction instruction, the company is responsible for compensating for the damage. However, if damage occurs to a user who falls under the proviso to Paragraph 1 of this Article or is a corporation (excluding small businesses under Article 2, Paragraph 2 of the Framework Act on Small and Medium Enterprises) and the Company has fulfilled reasonably required due diligence, such as establishing security procedures and strictly complying with them to prevent accidents, the user may be held to bear all or part of the responsibility.
The Company is responsible for compensating for damages incurred by a user due to an accident resulting from the use of an electronic device for electronic financial transactions or an access medium obtained by false or other illegal means by intruding into the information and communications network pursuant to Article 2 (1) 1 of the ‘Act on Promotion of Information and Communications Network Utilization and Information Protection, etc.’. However, in the following cases, the Company shall not be liable for any or all of the damages to the user.
A. In the event that an accident pursuant to Article 9, Paragraph 1, Item 3 of the Electronic Financial Transaction Act (hereinafter referred to as an “accident”) occurs due to the user refusing, without justifiable reason, the additional security measures required by the company during electronic financial transactions to strengthen security in addition to confirmation based on the access medium.
B. If an ‘accident’ occurs due to the user taking the following actions with respect to the media, means or information used in the additional security measures in item a of the same paragraph.
Acts of leakage, leakage or neglect
An act of lending or entrusting its use to a third party, or an act of providing it for the purpose of transfer or collateral.
Article 11 (Effectiveness of electronic payment transaction contract)
If the user's transaction instruction is related to an electronic payment transaction, the company performs the payment procedure on behalf of the user and transmits the contents of the transaction instruction related to the electronic payment transaction to ensure that payment is made.
If the payment transaction is not made in accordance with the user's transaction instructions regarding electronic payment transactions, the company must return the funds received to the user.
Article 12 (Withdrawal of transaction instruction)
If the user has made an electronic financial transaction, the user may withdraw the transaction instruction by sending an electronic document (including sending via e-mail) to the person in charge of Article 8, Paragraph 4 of these Terms and Conditions until the payment becomes effective.
The time when the payment under the preceding paragraph becomes effective is (i) in the case of an electronic fund transfer, when the information on the amount instructed for the transaction has been recorded in the account ledger of the financial institution where the recipient's account is opened (ii) in the case of payment by other electronic payment methods, when the information on the amount instructed for the transaction has been entered into the electronic device of the financial institution where the recipient's account is opened.
When payment has become effective, the user may receive a refund of the payment amount in accordance with the method of withdrawal of subscription under relevant laws such as the Act on Consumer Protection in Electronic Commerce, etc. or as stipulated in Article 5 of these Terms and Conditions.
Article 13 (Creation and preservation of electronic financial transaction records)
The company creates and preserves records that enable users to track and search the contents of electronic financial transactions, or to confirm or correct them in the event of an error in the contents.
The types and preservation methods of records that the company must preserve in accordance with the provisions of the preceding paragraph shall be in accordance with the provisions of Article 8, Paragraph 3.
Article 14 (Prohibition on provision of electronic financial transaction information)
Article 15 (Management of posts)
Users may request dispute resolution, such as raising opinions and complaints and claiming compensation for damages, related to the use of electronic financial transaction services to the following dispute resolution officers and staff.
Contact Person: RM Team
Contact information (phone number, e-mail address): 1661-0808 / 1661-7335, rm@nicepay.co.kr
If a user applies for dispute resolution to the company, the company will inform the user of the results of the investigation or processing within 15 days.
Users may apply for dispute mediation regarding the use of the company's electronic financial transaction service to the Financial Dispute Mediation Committee of the Financial Supervisory Service under Article 51 of the Act on the Establishment of the Financial Services Commission, or the Consumer Protection Agency under Article 33, Paragraph 1 of the Framework Act on Consumers.
Article 16 (Obligation to ensure company stability)
The Company takes all care as a good manager to ensure that electronic financial transactions are processed safely, and complies with the standards set by the Financial Services Commission regarding the information technology sector and electronic financial services, such as personnel, facilities, and electronic devices for electronic transmission or processing for each type of electronic financial transaction, to ensure the safety and reliability of electronic financial transactions.
Article 17 (Rules other than terms and conditions)
If the matters individually agreed upon between the company and the user are different from those stipulated in these Terms and Conditions, the agreed terms shall take precedence over these Terms and Conditions.
Any matters not specified in these Terms and Conditions regarding electronic financial transactions shall be subject to the individual terms and conditions.
Unless otherwise agreed upon, matters not specified in these Terms and Conditions and the individual terms and conditions for electronic financial transactions (including definitions of terms) shall be governed by relevant laws and regulations such as the Electronic Financial Transactions Act, the Act on Consumer Protection in Electronic Commerce, etc., and the Specialized Credit Financial Business Act.
Article 18 (Jurisdiction)
Jurisdiction over disputes arising between the company and users shall be governed by the Civil Procedure Act.
Supplementary provisions First enforcement date: July 17, 2016 Change announcement date: July 1, 2020 Change effective date: August 3, 2020
Personal information collection and use information
Consent [to collection and use of personal information]
NICE Payments Co., Ltd. (hereinafter referred to as “the Company”) values users’ personal information and complies with the “Act on Promotion of Information and Communications Network Utilization and Information Protection,” “Personal Information Protection Act,” “Act on Use and Protection of Credit Information,” and “Act on Consumer Protection in Electronic Commerce, etc.”
The company collects and uses personal information from users of its electronic payment agency and payment deposit service (hereinafter referred to as “Service”) as follows.
1. Purpose of collection and use of personal information
The company uses the collected personal information for the following purposes.
Personal identification and real name verification for establishment, maintenance, and termination of service provision contracts, various member management, contract sending, etc.
Personal identification, authentication, real name verification and various information/notices during the service provision process
Prevention of illegal use and unauthorized use
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Determination of frequency of use and provision of services and CRM according to demographic characteristics
Register store business information for each payment method to provide services
Sending consumer protection law emails provided by the company
Delivery of advertising information such as events provided by other companies (within payment notification emails), provision of customized services, statistical analysis
Providing services and posting advertisements according to characteristics, and actual marketing activities
To provide services (transaction approval, etc.) and process related tasks (complaints, check personal information management status, etc.), users and
Issuer by payment method
A. Credit card: Credit card companies such as Kookmin/BC/Lotte/Samsung/NH Nonghyup/Hyundai/Shinhan/Hana/Woori etc.
B. account transfer
Bank: Gyeongnam/Gwangju/Kookmin/Corporate/Nonghyup/Daegu/Busan/Industrial/Saemaeul Geumgo/Suhyup/Shinhan/Shinhyup/Woori/Post Office/Jeonbuk/Jeju/Hana/Citi/SC Jeil/National Forestry Cooperatives Association/K Bank/Kakao Bank, etc.
Securities: Yuanta/Mirae Asset Daewoo/Samsung/Shinhan/Hantu/Hanwha, etc., Korea Financial Telecommunications and Clearings Institute, Toss Payments Co., Ltd.
C. Virtual account: Bank (Kookmin/Nonghyup/Woori/Shinhan/Hana/Corporate/Post Office/Foreign Exchange/Busan/Daegu, etc.), Settle Bank Co., Ltd., Cucon Co., Ltd.
D. Mobile phone: SKT Co., Ltd./KT Co., Ltd./LGU+ Co., Ltd./KG Mobilians Co., Ltd./Danal Co., Ltd./Galaxy Money Tree Co., Ltd./MVNO/Payletter Co., Ltd.
E. Cash receipt issuance: National Tax Service
F. Identity verification: NICE Evaluation Information Co., Ltd./Coocon Co., Ltd./Settle Bank Co., Ltd./KG Mobilians Co., Ltd./Inbiznet Co., Ltd.
G. Easy payment: 11th Street Co., Ltd./LG CNS Co., Ltd./Kakao Pay Co., Ltd./SSG.com Co., Ltd./NHN Co., Ltd./NHN Korea Cyber Payment Co., Ltd./NHN Payco Co., Ltd./Samsung Electronics Co., Ltd./Lotte Members Co., Ltd./Naver Financial Co., Ltd./Viva Republica Co., Ltd./T-Money Co., Ltd.
H. Gift certificate: Korea Culture Promotion Co., Ltd.
2. Personal information items collected and methods of collection
1) Personal information collection items
Required
User's name (in the case of a franchise, the representative's name and person in charge, date of birth, real name number (resident registration number, driver's license number), if the representative is a foreigner, English name/nationality/alien registration number, mobile phone number (in the case of a franchise, the representative's mobile phone number and the person in charge's mobile phone number), phone number, email address (in the case of a franchise, the representative's email address and the person in charge's email address), business name, business registration number (corporation number), industry and business type, Shopping mall URL, business address (address on resident registration card for individuals/individuals, actual residence for foreigners), representative number, fax number, transaction payment information (payment bank, account number, account name), and product or service transaction information
Payment information (refers to all information for each payment method provided by the “User” through the “Service” provided by the “Company” in order to purchase the store’s products and services, including credit card number, credit card expiration date, name, account number, mobile phone number, landline phone number, etc.)
Additional information (connection IP/MAC address, cookie, e-mail, service access date, service use record, defective or abnormal use record, payment record) may be automatically or manually generated and collected during the service use or service processing process other than the personal information collection items specified above.
optional
In addition to required items, information stated in the contract document, information provided by the customer, or information requested by the information subject to use the service
Address, fax number, etc.
If you apply for the PAYU simple payment facial authentication service, facial information and identity verification details
2) Personal information collection method
Information provided by users is collected directly from the website (NICEPAY new service application bulletin board), NICEPAY For Startups electronic contract conclusion, written form, fax, e-mail, electronic financial service payment window provided by the company, and affiliates with whom business partnership agreements have been concluded.
3. Retention and use period of personal information
In principle, the user's personal information is destroyed without delay once the purpose of collection and use of personal information is achieved. However, if there is a need to preserve personal information in accordance with relevant laws such as the Electronic Financial Transactions Act and the Act on Consumer Protection in Electronic Commerce, etc., personal information will be preserved for a certain period of time specified in the relevant laws. In this case, the company uses the stored information only for the purpose of storage, and the retention period is as follows.
Records of contracts or subscription withdrawals, etc.: 5 years (Act on Consumer Protection in Electronic Commerce, etc.)
Records of payment and supply of goods, etc.: 5 years (Act on Consumer Protection in Electronic Commerce, etc.)
Records of electronic financial transactions exceeding 10,000 won per transaction: 5 years (Electronic Financial Transactions Act)
Records of consumer complaints or dispute resolution: 3 years (Act on Consumer Protection in Electronic Commerce, etc.)
Records on collection/processing and use of credit information: 3 years (Act on Use and Protection of Credit Information)
Records of visits: 3 years (Communication Secrets Protection Act)
Records of electronic financial transactions under 10,000 won per transaction: 1 year (Electronic Financial Transactions Act)
Records of identity verification: 6 months (Act on Promotion of Information and Communications Utilization and Information Protection, etc.)
Records on customer verification: 5 years (Act on Reporting and Use of Specific Financial Transaction Information)
4. Refusal of collection and use of user’s personal information
Users may refuse to consent to the company’s collection and use of personal information. However, please be advised that if you refuse consent, payment for the service may not be completed properly.
※ Matters related to the processing of personal information are subject to the company’s personal information processing policy.
Consent to provision of personal information to third parties
Consent [to provision of personal information to third parties]
NICE Payments Co., Ltd. (hereinafter referred to as “Company”) values users’ personal information and complies with the “Act on Promotion of Information and Communications Network Utilization and Information Protection,” “Personal Information Protection Act,” “Act on Use and Protection of Credit Information,” and “Act on Consumer Protection in Electronic Commerce, etc.”
The company provides personal information from users of the electronic payment agency and payment deposit service (hereinafter referred to as “Service”) to third parties as follows.
1. Provision of personal information
1) The company uses the user's personal information within the scope notified in [Purpose of collection and use of personal information], and does not use the user's personal information beyond this scope or, in principle, provide the user's personal information to outside parties without the user's prior consent. However, exceptions are made in the following cases.
If users consent in advance (where users consent in advance means that users voluntarily agree to provide their personal information to a third party for use of services, etc.), even in this case, the company notifies users in advance of (1) the recipient of personal information, (2) the purpose of his/her use, (3) the items of personal information provided, and (4) the retention and use period of personal information, and obtains explicit/individual consent thereto. In all of these processes, the company does not collect additional information against the user's will or share information beyond the scope of consent with third parties.
When there is a request from an investigative agency in accordance with the provisions of the law or in accordance with the procedures and methods set forth in the law for the purpose of investigation.
When providing personalized advertising services to affiliates in a form that does not identify specific individuals
2) In the following cases, personal information is provided to a third party to perform the company's services.
Bank: Gyeongnam/Gwangju/Kookmin/Corporate/Nonghyup/Daegu/Busan/Industry/Saemaeul Geumgo/Suhyup/Shinhan/Shinhyup/Woori/Post Office/Jeonbuk/Jeju/Hana/Citi/SC Jeil/National Forestry Cooperatives Association/K Bank/Kakao Bank
VAN company: NICE Information and Communication Co., Ltd./KIS Information and Communication Co., Ltd./JT Net Co., Ltd./Korea Credit Card Payment Co., Ltd.
Personal information items: Payment information
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Purpose of use: Payment by bank transfer
Provided to:
Korea Financial Telecommunications & Clearings Institute/Toss Payments Co., Ltd.
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Purpose of use: Mobile phone payment
Provided to:
Mobile carrier: SKT Co., Ltd./KT Co., Ltd./LGU+ Co., Ltd.
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Purpose of use: Issuance of cash receipts
Provided to: National Tax Service
Personal information items: Payment information
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Purpose of use: Identity verification authentication
Provided by: NICE Evaluation Information Co., Ltd./Coocon Co., Ltd./Settle Bank Co., Ltd./KG Mobilians Co., Ltd./Inbiznet Co., Ltd.
Personal information items: Payment information
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Purpose of use: Easy payment
Provided to:
Easy payment: 11th Street Co., Ltd./LG CNS Co., Ltd./Kakao Pay Co., Ltd./SSG.com Co., Ltd./NHN Co., Ltd./NHN Korea Cyber Payment Co., Ltd./NHN Payco Co., Ltd./Samsung Electronics Co., Ltd./Lotte Members Co., Ltd./Naver Financial Co., Ltd./Viva Republica Co., Ltd./T-Money Co., Ltd.
Personal information items: Payment information
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Purpose of use: Gift certificate payment
Provided by: Korean Culture Promotion
Personal information items: Payment information
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Purpose of use: Customer consultation
Provided by: NICE Credit Information Co., Ltd./Metanet MC
Personal information items: Customer support and grievance handling, complaint registration and payment request information
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Purpose of use: Customer verification
Provided by: Korea Financial Intelligence Unit
Personal information items: real name number, transaction purpose, source of funds, etc.
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Purpose of use: Agree to withdrawal for simple account payment
Provided by: Inbiznet Co., Ltd.
Personal information items: Payment account information
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
Personal information items: card number, expiration date, first 2 digits of password, CVC, CI, date of birth, gender, mobile phone number
Retention and use period: When registering a PAYU credit card, the above (personal) credit information is collected for the purpose of delivering it to the credit card company, but the company does not store it separately.
Purpose of use: NICEPAY For Startups electronic contract conclusion
Personal information items: name, real name number, date of birth, address, ID card issuance date, license number, issuance confirmation number
Retention and use period: In principle, personal information is destroyed without delay once the purpose of collection and use of personal information is achieved (however, if there are special provisions in other laws, it is stored in accordance with the relevant laws).
2. Refusal to provide the user’s personal information to a third party
Users may refuse to consent to the company's provision of personal information to third parties. However, please be advised that if you refuse consent, payment for the service may not be completed properly.
※ Matters related to the processing of personal information are subject to the company’s personal information processing policy.